We recently posted on our Facebook page asking people what app or software they are using to budget their money. Surprisingly, a lot of people said they still use paper and a pencil. This had me thinking about budget templates and the power they can hold on organizing your finances. There are so many different budget templates out on the internet.
I searched Pinterest for the top 5 budget templates that will make you money savvy. Searching Pinterest can be exhausting downloading budget template after template. However, I have done that work for you. You just need to sift through these 5 templates to see which one works for you and your family.
If you are unsure if you need a budget, head over to our article 10 Reasons Why Having a Budget is So Important and start there first! Then, come back and start downloading your budget template.
- 10 Reasons Why Having a Budget is So Important
- How to Not Let Food Waste Destroy Your Budget
- How to Save Your Grocery Budget When You Start Eating Healthy
- The Honest Truth About Budgeting
- 3 Budgeting Tips for the Millennial Who Just Landed Their First Job
Here are the Top 5 Budget Templates
Frugal Fanatic wants you to get a better grasp on your finances by using this budget template. I like this template because it is very simple to follow. The budget template also allows for some expenses I might have looked over from my own budget. Frugal Fanatic has a monthly expense category called Household Maintenance. We have a lot of items we put into our “other” category that would fit nicely into this category.
WOW! This college budget template is perfect for a student headed back to college. Getting money from financial aid, your job, and any other side hustles you are working can be hard to track. This budget template will help you start with a budget in college and help make a smooth transition to budgeting when you are adulting.
If you follow Dave Ramsey and his envelope system, this printable is for you! This budget template has a beautiful color scheme. I don’t know about you, but it makes budgeting feel more fun and relaxed!
One reason I love Google is because of Google Sheets. Very similar to Microsoft Excel, but you can have access to it from anywhere, even on your phone. Elizabeth over at Calizfornia created this awesome Google Sheets document. You can customize the budget categories to match your expenses and either print it or edit it online!
Bright, colorful, and clean family budget worksheet. This budget template not only has your monthly expenses, it also has a large section for long-term planning and investments. Mainly templates forget this aspect of budgeting, but it is crucial to plan for the future and retirement.
If you download one and it doesn’t work for you, come back and try another one. Budget templates will help you start to track your expenses and get your finances under control!
What do you use to budget your money?
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