Who doesn’t love the idea of making extra cash or saving money? In today’s world, we’re always looking for creative ways to stretch our dollars and boost our income.
In this blog post, we’ll explore a variety of money hacks, from earning money through survey sites and investing apps to profitable side hustles and cashback apps.
So, whether you want to earn a few extra bucks or build long-term wealth, read on to discover how these money-making hacks can help you reach your financial goals.
Quick Picks: Best Money-Making Hacks
There are many money hacks out there with surveys, freelancing, and more, and I had to narrow down this list a bit!
Here are my favorite apps from each category that top my list:
- Best Survey Site – Survey Junkie
- Best Investing App- Fundrise
- Best Side Hustle – Blogging
- Best Cashback App – Upside
One popular money hack is using survey sites to get free money in your spare time.
These platforms pay you for sharing your opinions on various topics and usually take just a few minutes to complete.
While you won’t make a fortune from survey sites, every little bit helps, and you can use your earnings to supplement your income or save up for something special.
Here are my favorite survey sites you can use to make more money:
1. Survey Junkie
If you’re interested in an opportunity to make more money by sharing your opinions on various subjects, Survey Junkie could be an ideal option.
Survey Junkie is a popular survey site that works with market research companies to gather insights on consumer behavior.
To get started, simply sign up on their website, complete your profile, and start taking surveys. You’ll earn points for answering
Survey Junkie pays cash through PayPal, direct bank transfers, and gift cards when you exchange your points.
Learn more about the app in my honest Survey Junkie Review.
Swagbucks is another great platform that offers a variety of ways to make money online. You can:
- Complete surveys
- Shop online
- Play games
- Get cashback
All of these activities allow you to earn SBs. Your points can be redeemed either for gift cards from popular retailers like Amazon or through PayPal.
Swagbucks is a reliable platform for earning real money or gift cards by completing tasks. Find out more about it in my in-depth Swagbucks Review.
If you’re looking for a rewards platform that pays you for more than just taking surveys, KashKick might be the right choice for you.
This website offers a variety of tasks, such as testing new apps, playing games, and completing consumer surveys that pay in points.
Once you reach a minimum of $10 in points, you can get a payout directly to your PayPal account.
Hence, KashKick is a handy and flexible alternative for generating additional income in your leisure time.
4. Branded Surveys
Branded Surveys is a survey platform that offers free money for surveys.
It’s a legitimate platform that allows customers to give feedback, get higher response rates, and even influence brand perception.
Points for completing surveys on various topics, which earn you points that can be redeemed to your PayPal or bank account.
More free money hacks are available through investing apps.
Investing makes it possible to grow your wealth and make your money work for you.
These user-friendly platforms allow you to invest in stocks, cryptocurrencies, and even real estate, making it easier to diversify your investments and generate passive income.
Fundrise is a real estate crowdfunding platform users use to invest in real estate properties with a low minimum investment.
You can get started with as low as $10!
By pooling together money from many small investors, Fundrise creates a diversified portfolio of high-quality assets, offering a range of proprietary funds.
The annualized return since its inception has been around 8.7%, but it’s essential to remember that real estate investments are usually long-term investments.
Read about the app and learn about real estate investments in my Fundrise Review.
Robinhood is a commission-free trading app that allows you to buy and sell stocks, ETFs, and cryptocurrencies without paying extra fees.
It’s particularly popular with new investors due to its user-friendly interface and hassle-free trading experience.
Robinhood offers a variety of investment options, and I first joined it to invest in the stock market years ago.
Read about my experience and what other users think in my Robinhood Review.
Betterment is a robo-advisor app that offers personalized investment portfolios using your financial goals and risk tolerance.
By using their algorithms and expert advice, Betterment creates a tailored investment strategy for you, taking into account factors like your age, income, and financial objectives.
Hence, Betterment is a superb choice for those who want to invest and increase their wealth without constant supervision and decision-making.
Acorns is another way to start investing without thousands of dollars.
It makes it easy for anyone to begin building their wealth, even if they’re new to investing or have limited funds.
The app rounds up your everyday purchases to the nearest dollar and uses the difference to invest in a diversified portfolio.
Acorns assists users in taking the initial step towards a more financially stable future by making the investment process automatic and accessible.
Chime is a high-yield savings account app that also offers a checking account with:
- Competitive interest rates
- No fees
- A 2% Annual Percentage Yield (APY)
- No minimum balance requirement
Chime makes it easy for users to take advantage of the power of compound interest and watch their savings grow faster than a traditional bank account.
Profitable Side Hustles
If you want to boost your income further, consider taking on a side hustle and start freelancing your high-paying skills.
There are plenty of opportunities for making money, earning extra money, and even generating passive income.
This section will focus on six profitable side hustles that can increase your income while doing something you enjoy.
Starting a blog can be a great way to share your knowledge and passions with the world while generating income.
Blogging started as my profitable side hustle, but it quickly became a money-maker that made it possible to quit my job!
Constructing a profitable online platform that draws passive income from various sources is possible by consistently posting superior content and promoting your blog to attract a dedicated audience.
Bloggers can monetize their blogs through displaying ads, promoting affiliate products, or offering sponsored content.
Learn how to write the best content and monetize your writing with my FREE Start Your Blog Bootcamp.
If you have a keen eye for detail and excellent grammar skills, becoming a proofreader can be a lucrative side hustle.
Businesses and individuals alike often require proofreading services to improve their written content and ensure it’s error-free.
Given that the average hourly rate for a proofreader in the US is approximately $22.40, it presents a viable opportunity for those seeking to earn extra income in their spare time.
Learn about becoming a proofreader from this FREE workshop from Proofread Anywhere.
12. Freelance Writing
Freelance writing is another fantastic side hustle for those with a knack for writing and a desire to share their expertise.
By writing blog posts, articles, and other content for clients, you can get paid per project or on an ongoing basis.
The key to successful freelance writing is to find your niche, build a strong portfolio, and use job boards to connect with new clients.
With dedication and persistence, freelance writing can become a steady source of income. Get my FREE eBook to launch your new writing career today!
13. Online Course Creator
Do you have a valuable skill or expertise that others could benefit from?
Pricing your courses effectively and promoting them to new students is how this can be a profitable side hustle.
Pricing your courses effectively and promoting them to your target audience will be crucial to your success in this growing market.
If you need help creating and pricing your course, I suggest taking the 6 Figure Blogger course– it helped me with my blogging courses!
14. Food Delivery
Earning extra money by delivering food is a flexible and convenient side hustle that can be easily incorporated into your daily routine.
While the earnings vary depending on factors like location and tips, food delivery can be a great way to supplement your income.
15. Online Tutor
If you excel in a particular subject, starting a tutoring business online is an excellent way to make extra money and help others succeed.
Platforms like BookNook connect tutors with students needing academic support in English and math, but you can use other sites and social media to tutor in any subject.
Online tutoring offers the flexibility to work from home and set your own schedule, making it an ideal side hustle for those looking to make extra money.
Cash Back Apps
Another free money hack is cashback apps- to both save and earn more free money!
These apps reward you with cashback, essentially giving you free money for buying stuff you were already getting.
Here are the best cashback apps you can use to earn a few bucks on what you buy:
By using Upside, you can earn cashback on your gas purchases and save money in the long run.
Use the app to find deals on gas, plus get cashback when you go to restaurants, buy snacks, and more.
I can save so much on gas every week now, and I can’t stop recommending Upside to everyone- read my Upside Review to read all about it!
17. Capital One Shopping
Capital One Shopping is a browser extension that aims to help you find deals and save on the stuff you buy online.
By adding the extension to your desktop browser, Capital One Shopping will automatically search for available deals and apply any coupon codes directly during checkout.
Honey is another browser extension that helps you save money by automatically looking for and applying coupon codes at checkout.
With Honey, you no longer need to search for coupon codes manually, as the extension does all the work for you.
Honey also offers a rewards program where you get Honey Gold points on what you buy, which turn into gift cards at popular retailers.
Play Games On Your Phone
If you enjoy playing mobile games on your phone, why not make money while having fun?
You can start earning money while playing your favorite mobile games with these apps:
Mistplay is a mobile gaming app that rewards you for playing games on your phone.
By playing games through the app, you can earn points, which can be redeemed for gift cards or cash.
Play Words With Friends, Grand Harvest, and more for money fast every day!
20. Blackout Bingo
Blackout Bingo takes traditional bingo and adds a competitive edge.
In this game, you compete against other players in real time to fill up your bingo card and win cash prizes.
By playing in cash tournaments, you can win real money while enjoying a classic bingo game.
21. Solitaire Cash
Solitaire Cash is an app that allows you to earn cash by playing Solitaire and participating in tournaments.
By joining cash tournaments, you can compete against other players and win prizes based on your performance.
Solitaire Cash offers an engaging gaming experience, allowing you to earn money while enjoying one of the world’s most popular card games.
22. Bubble Cash
Bubble Cash is a bubble shooter game in which you can compete against other players for a share of the prize pool.
Pop bubbles and clear your boards faster than other people and make money fast!
23. Bingo Cash
Bingo Cash is a classic bingo game app that allows you to win cash prizes by playing bingo on your phone.
Earn points and win cash based on your performance, and get to bingo faster!
What are money hacks exactly?
Money hacks are tips and tricks designed to help you save, earn, or manage your money more effectively.
Some examples of money hacks include:
- Using cashback apps
- Participating in online surveys
- Investing in stocks
- Investing in real estate
These strategies can help you make the most of your money, including managing your bank accounts and achieving your financial goals.
By utilizing these money hacks, you can improve your financial situation and maximize your hard-earned dollars, potentially saving money and even a few hundred dollars.
Can I make a lot of money quickly?
Although certain free money hacks can assist in earning quick cash, wealth accumulation is usually a process that requires time and effort.
Surveys and cashback apps can pay out pretty quickly, but it’s a few dollars per week rather than side hustles that pay more.
You can start a blog or start freelancing and work a few hours on the side to make hundreds of dollars- and that time working is worth the payout!
How can I make money without spending money?
Side hustles and survey sites can be a fantastic way to earn extra income without spending money upfront.
For instance, side hustles like freelance writing, proofreading, or tutoring require only your time and skills.
Similarly, starting a blog can be done at a low cost, and it can potentially generate significant income through ad revenue, affiliate marketing, and sponsored posts over time.
Survey sites are another great option for making money without spending a dime. These platforms pay you for your opinion on various topics.
All you need is an internet connection to complete the surveys and make money fast in your free time.
With these 23 money-making hacks, you can easily supplement your income, save more, and even have some fun in the process.
Whether you’re answering surveys on Survey Junkie, investing with easy-to-use apps, starting a side hustle, or playing games on your phone – there’s a money hack for everyone.
You can also pick a few and use more than one hack to earn money faster! Start with one or two that resonate with you, and gradually explore others.
So start today, and watch your financial situation improve over time. Happy money-making!