In this article, we are going to cover ways to make money fast that payout with cash or Paypal.
I Need Money Now And Don’t Want A Loan
If you need money now and don’t want to get a loan, there are lots of ways that you can get some money in.
1. Sell Your Unwanted Items On Facebook Marketplace / LetGo / Craigslist
After all, you already have the stuff there, so it makes sense to try and get money for it. If you’re thinking I need money right now what can I sell? This is a good place to start.
Start with the things that you think will sell quickly and generate a lot of cash.
Think of things like electronics (laptops, TV, games consoles, phones, etc), maybe some bigger bulky items like furniture.
You may find things in your garage, such as sporting equipment or gardening items to sell.
The best websites to start on are going to be local ones which don’t have any fees, such as:
You’d be surprised at how quickly things sell, and the types of things people buy. Look at how much other people are selling similar items for and price accordingly.
2. Sell Old Clothes
The next step can be to go through your old clothes and put them up for sale as well. Do you need cash now, no job?
You may be surprised to find that people want to buy the clothes that you don’t like anymore – but don’t dismiss any of your items.
There are certain websites and apps that will pay you to upload and sell your old clothing.
To sell your old clothes, make sure first that they are clean and not damaged in any way.
The next step is to take good photographs of your clothing. Ideally, if you have a mannequin to put the clothes on do that, but if not don’t worry.
Try and find a white or neutral background to take photos against. You can hang them up, and/or take photos of someone wearing them.
The photographs are extremely important so try and find good natural light. You can always use an app like Snapseed to make the photos brighter – but not change the color of the clothing.
When it comes to listing the item, make sure that you include the measurements. This is important because clothes can change or may have been altered.
The sites/apps we love to list old clothing on include:
Try them all out and see which works best for you. You may find that you have more success on one platform over the others. If you need money now, unemployed, no bank account – try this out.
3. Sell Thrift Store Finds
Don’t have anything in your home that you can sell? No problem!
Chances are that you have a thrift store near you that you can go in to find some things to sell.
The reason that thrift stores are a great place to find things to sell is the fact that they are so cheap.
You can buy some items at a low price and sell them on for a higher price.
It does help to know which items sell on well, but if you aren’t sure you can do a quick search on your phone whilst in the store.
Make sure that you do your research as you don’t want to be spending a lot of money right now.
It will help to have a plan of action, so you could always pick a niche and do some research beforehand.
Ask the store owner if you can take a look at the stuff that they haven’t put out yet – there may be some hidden gems there!
4. Have A Garage Sale
In line with selling your things, having a garage sale is a good idea if you want to get rid of things quickly.
You won’t have to do things like taking photos and upload them to sites (which is very time-consuming) – you can just gather them all together and start selling.
The downside of this, of course, is that you will likely be selling the items for less than if you sold them online.
You don’t need to pay to do this either – let your neighbors know (you could even put up signs) and put it in your local Facebook groups.
5. Take Online Surveys
Online surveys are an easy way for companies to get market research at a low price (on their end).
You will be asked your demographics and will be offered surveys based on these.
The surveys are typically quite short and aren’t that highly paid, but when you need money now they are helpful.
Our favorite sites include:
We would usually recommend picking your favorite and sticking with that, but if you need money now then give them all a try.
Another quick way to make money now is to ask around if anyone needs a babysitter. What to do when I have no income and need money now?
A good thing about babysitting is that if the kids are asleep you can get some other money-making ideas done!
You can charge extra if there’s more than one child, and make this a regular thing.
Check out the site Care.com for opportunities. Also reach out to family, friends, and in your local area.
7. Donate Blood Plasma
Donating plasma is one of the more popular ways to make money quickly, and that isn’t changing!
Donating plasma is a bit different from donating blood. The difference with donating plasma is that they will extract the blood, separate the plasma, and put the blood back in you!
You won’t make loads from doing this but you can make a decent amount if you do this often.
8. Start On Rover Dog Sitting
Another way to make money now is by doing dog-sitting. Rover is a really popular platform for this.
Dog owners go away – either on vacation or to something like a wedding – and need their beloved pooch looked after.
All that you need to do is stay in their house and treat the dog as though it’s your own.
This means feeding it, walking, and giving a lot of love and affection! Lots of people go away often and you’ll be surprised at how quickly you can get bookings, especially if you sign up on Rover to expand your potential client reach.
9. Learn Affiliate Marketing
We love affiliate marketing – it’s something that we use on our site to make money.
The way that affiliate marketing works is by you basically just recommending a product or service to your audience.
Because you have pointed your audience in the direction of the company, they will give you a small commission as a thank you if they sign up/purchase.
You can use this in pretty much any niche because there will always be products or services that you recommend.
You will need a big audience in order to get a lot of money from this, however, but it’s a good way to make some quick money.
The affiliates that you use will vary depending on what you are promoting, but it’s worth having a search for ‘company you want to promote + affiliate”.
10. Become A Proofreader
Do you have an eagle eye for spotting mistakes? Proofreading could be a good way for you to make money now.
Proofreading is where you will check over a document to make sure that there are no obvious errors.
This doesn’t mean re-writing the whole thing but rather looking for grammatical or spelling mistakes.
You can be paid hourly, per word or per project. For proofreading, you’re more likely to be paid per project and typically on a freelance or contractual basis.
A good starting fee for proofreading is $15 an hour, which you can increase over time.
Our favorite sites for finding proofreading jobs include:
11. Use Cash Back Apps
Using a cash back app can be a way of getting money now for little effort. You can also get free money for signing up.
The way that cashback apps work is that you can earn money back on the things that you buy.
The reason that you can get money for this is because they typically work on an affiliate based system with the company in question.
All you need to do is head to the app, select the things that you are planning on buying e.g. on your grocery shop, then buy the items, upload your receipts and get your cash back!
12. Rent Part or All Of Your House On Airbnb
If you already have property, a way that you can make money quickly is to rent part of all of your house out.
People are always looking for rooms or houses to rent, even if you don’t think you live in a busy area for it – you’d be surprised.
Listing your property is free of charge and when you make a booking you have to pay a 3% fee.
Before you sign up, there is a handy calculator on the Airbnb website that will show you how much you should be able to charge for a place in your area.
The information that you need to provide in the calculator is:
- The area that you’re in
- How many guests you can accommodate there
- What you are listing e.g. the entire place, private room, shared room.
Before you get started make sure you check the local taxes and business license requirements in your area.
13. Grab Some Freelance Writing Jobs
When you are looking for money quickly then you can look at ways to offer a service that people will pay you for.
If you are a good writer then finding some freelance writing jobs could be a good way for you to make money quickly.
There are all kinds of writing gigs out there and a lot of companies that need content written for them.
This could be in the form of copywriting e.g. creating sales pages for products, writing articles for blogs, newsletter creation, and so on.
It’s always a good idea to ask around if anyone needs a writer and ask in relevant Facebook groups.
After that, you can look at job sites such as Problogger, Freelance Writing, and BloggingPro.
14. Sell Your Skills On Fiverr / Upwork / Etc.
Carrying on from the job sites listed above, there are other websites out there where you can sell your skills.
There are all kinds of things that you can sell on there, so don’t worry if you feel you don’t have a lot of experience.
Have a look for the services that people are providing on there such as logo creation, writing services, voiceovers, and more.
15. Redeem Empty Cans & Bottles
In certain states (so please check yours), you can redeem empty cans and bottles for cash.
This is a lucrative way of making money quickly especially if you already have a pile of them at home.
Ask around in your neighborhood if anyone has any that you can take off their hands, or you could go out and look for some.
16. Offer Errand-Running Services to Neighbors
Do you have neighbors who could do with an extra helping hand? If you know of some off the top of your head, head on over there and ask.
There are all kinds of errands that you can run such as grocery pick-up, picking up medication and so on.
17. Sell On Etsy / Shopify / Pinterest
There are some excellent platforms out there that are set up with the intention of helping you sell your stuff.
Some of the most popular stores for selling and e-commerce include:
We use Shopify ourselves and love it! They make it so easy to sell on and there are lots of ways to customize it.
One of the cheapest ways to start selling is by creating a digital product such as our budget planner or excel sheet.
You can launch an online store easily with Etsy (and they have a high volume of visitors) and create pins to promote your product on Pinterest.
18. Become a Pinterest VA
If you are new to the blogging world then you may be wondering what a Pinterest VA is exactly!
A VA is a virtual assistant – so literally an assistant who works virtually (not in person).
A Pinterest VA is someone who does VA work with a focus solely on the Pinterest platform.
Pinterest is a tough nut to crack, and many business owners would gladly have you take this off their hands.
There are courses that you can take, such as the Pinterest VA course run by our good friend, but you can get started without that.
As long as you can create graphics, know your way around Pinterest, and are keen to get results, start looking for work in Facebook groups and with bloggers/business owners you know now.
19. Sell Stock Photos Online
Don’t worry – you don’t need to be a professional photographer in order to sell stock photos – although that would, of course, be helpful!
There are all kinds of photos that you can upload – from photos of people to flat lays and picturesque shots.
There are some sites that you can upload your photos to such as DepositPhotos or Shutterstock.
20. Cut Expenses
When you are looking for a quick win, a way that you can put money back into your budget is by cutting some expenses.
Go through your budget and pick some things that you can cut back on or get rid of.
Are you watching cable? You could cut your cable out for now – it doesn’t have to be permanent after all.
Look at your phone data plan and see if it can be reduced. Call up your provider and see if you can negotiate it down.
Once you’ve gone through all of your fixed expenses like the ones above, turn your attention to your variable expenses. These are the ones that vary from month to month.
Look at your categories in these areas and see what you can go without for a little while e.g. date nights, trips out.
21. Start Investing
The whole point of investing is to grow your money. The best way to invest, however, is to leave money in there for a long time.
There’s no time like the present though – and some platforms such as Acorns offer a free sign up bonus which you can use.
You can hopefully get some money quite quickly from investing due to the high returns offered.
22. Ask Family For A Loan
Although it’s not ideal, if you have family members who are able to loan you some money, this will be a big help.
You don’t want to fall out with any of your family over this, so make sure both parties agree on how this will be paid back.
When you borrow money from someone, you need to pay it back.
23. Refinance Your Student Loans
If you have student loans then you may want to look into refinancing them to free up some cash.
24. Refinance Your Car Payment(s)
Car payments can be one of the most expensive parts of your budget, if you have one (or more!).
It’s therefore a good idea to look into whether you can refinance your car payment to save money.
25. Start A Unique Side Hustle
Side hustles are ways that you make money on the side of your usual income.
Have a brainstorm about the things that you enjoy doing or are good at, and what you can make money from.
I NEED MONEY NOW FAQS
How can I make $100 a day?
When there’s a specific amount of money that you need to make it’s important to focus on the highest paying ones.
Most of the examples given within this article will give you $100 a day if you put a lot of effort in it.
What Can I Do If I Need Money Now?
If you need money now, take a look through the article and see which thing jumps out to you the most.
Ask your friends if they can help you get started if you are feeling overwhelmed. You don’t have to do this on your own!
How Can I Borrow Money Now?
If the above options don’t appeal to you then you may need to look at how you can borrow money now. But which loan company is best for bad credit?
1. Personal Loan
The first step can be looking at getting a personal loan. A personal loan is a fixed amount of money at a fixed rate.
They can either be secured or unsecured – best to check this before agreeing.
2. Home Equity Loan
Have you heard of a home equity loan? These typically have a lower interest rate, but obviously use caution.
It works by lenders loaning you the money secured against the value of your home. This is something that you will need to speak to your mortgage lenders about.
3. Retirement Account Loan
The money in your retirement is your money of course but think hard before you take the money out of it. You need that money for retirement!
A lot of plans such as a 401(k) allow you to borrow money from your retirement account and pay it back with interest.
4. Credit Card Balance Transfer
If you have debt then you can look into doing a credit card balance transfer. This is a good idea at any time anyway, as it should save you a lot in interest.
It’s worth noting that doing a balance transfer is technically taking out another line of debt.
5. Credit Card Cash Advance
A credit card cash advance is where you are able to withdraw money from an ATM from your credit card.
You will have to pay interest on this and it will be higher than your usual credit card rate.
6. Peer to Peer Lending
We’ve spoken before about Peer to Peer Lending as a way to make passive income, but this is on the other side of that.
P2P lending works by a peer lending you money, rather than a bank or institution.
One of our favorite sites for this is LendingClub which we recommend you check out.
Final Thoughts On If You Need Money Right Now
When you’re thinking “I need money asap please help!” it can feel a bit hopeless – but hopefully you will see in this article that there are lots of options for you.