Yes, you can get cash just for getting what you need at most stores; you’ve got cash back apps and cash back from the store using your debit card.
You might be thinking, “Aren’t they kinda the same thing?” Well, not exactly!
Cash back programs are like your digital buddies, always ready to help you save with rewards, discounts, and deals.
You can use either credit or debit cards to buy in-store and online, some help find coupons online through browser extensions, and others have you snap pics of receipts.
Getting physical cash back from a store is a bit more old-school, but many stores have rewards programs to get more cash back in your pocket.
So, stick around and learn about these modern money-saving apps and stores that do cash back to get some cash in your pocket.
- Best Gas Savings & Cash Back – Upside
- Get Cash Back & Earn Money With Surveys & Games – Swagbucks
- Automatically Searched For Coupons & Deals – Honey
Best Cash Back Programs
Cashback programs offer a simple way to get back some of your spending.
You can put more money in your wallet while enjoying your shopping spree by making the most of these cash-back programs and their fee-free cash options.
Here are my top 5 rewards programs to find savings, get help finding coupons, earn cash back, and more:
The Upside cash-back program allows you to earn money while going about your daily life.
Picture this: you’re on a road trip, running errands, or just fueling up at the gas station.
With Upside, you earn cash-back rewards for doing all these things and more using your debit or credit card.
They’ve partnered with popular gas stations like BP, Shell, and Sunoco, making it easy for you to start racking up those rewards.
You’ll use the app to find discounts on gas plus get cash back when you shop, eat out, and more. It’s like getting a bonus for filling up your gas station!
You receive your cash-back through e-gift cards, bank transfers, or PayPal, whichever is easiest for you.
The cashout options are just one reason Upside is my favorite cash back app- check out my honest Upside Review to see my other reasons!
When you shop online through Swagbucks, you earn points called ‘Swagbucks’ for every dollar you spend.
These points can then be redeemed for cash back or gift cards and add up very quickly!
But what sets Swagbucks apart is its additional money-making opportunities. You can earn money by answering surveys and playing games.
All of the cash back and points add up to more money in your pocket every week.
So, whether you’re shopping, sharing your thoughts, or enjoying a game, Swagbucks offers multiple ways to earn cash back.
Check out how much I’ve earned and why it has millions of users with my Swagbucks Review.
3. Capital One Shopping
Capital One Shopping is like a personal assistant, helping you look for available deals and earn Capital One Shopping Rewards.
Capital One Shopping has gained immense popularity because it helps apply coupons and find ways to save when you shop.
Compatible with popular online stores like Amazon, Target, and more, it works with over 100,000 online retailers to ensure you get available coupons and deals.
It’s available in two ways – a free browser extension or a convenient mobile app for shopping.
The browser extension is available for Google Chrome, Safari, Mozilla Firefox, and Microsoft Edge. The mobile app is available in both Google Play and Apple Store.
Read more about it with my in-depth Capital One Shopping Review.
Let’s talk about Honey – it’s like having a little helper bee in your online shopping adventure.
Honey is about making your life easier by automatically applying coupon codes and even offering you a sweet deal with cash back when using credit or debit cards.
You’ll start earning Honey Gold rewards points every time you shop, which you can later exchange for cash back sent directly to your PayPal balance.
It’s like a bonus reward for being a smart shopper!
The best part is that Honey has partnered with many online stores, including big names like Adidas, Amazon, and Home Depot.
Learn more about their rewards with my Honey Review.
If you want to save money buying groceries, beauty products, or booking a hotel, the Ibotta app has your back.
It’s a handy tool on your phone that helps you earn cash back on your everyday purchases.
Search the app and find rebates for products you would buy anyway, add them to your account, and then shop like you normally do.
After you’ve made your purchase, snap a picture of your receipt, and Ibotta will then give you cash back
You can withdraw as real cash through PayPal or Venmo or get gift cards at your favorite stores.
Ibotta’s wide network of partners and brands makes it even better, so you can save on different items made with credit or debit cards.
When it comes to earning rewards while you shop, Rakuten is a real game-changer.
It’s a user-friendly platform that lets you get money back at thousands of stores when buying online with credit or debit cards.
Start by signing up for a free Rakuten account. Once you’re in, you can browse their extensive list of partner stores, including big names like Amazon, Macy’s, and Walmart.
When you find a store you like, click on it through the Rakuten website or app and shop as usual.
The magic happens after you make a purchase. Rakuten tracks your buying activity and rewards you with a percentage of your spending as cash back.
Stores That Do Cash Back
7. Gas Stations
Gas stations can also be a convenient place to get cash back on debit card purchases on a road trip or just running errands.
It’s not just about filling up your tank at the gas station; it’s also about earning some extra perks along the way.
Gas stations like BP, Exxon, Maverick, Pilot Flying J, Shell, and Speedy give their loyal customers cash back and savings.
Every time you fill up your tank or make a purchase, you earn rewards that quickly add up.
8. Grocery Stores
Some grocery stores, like Kroger, Winn Dixie, and Meijer, offer cash-back programs that turn your regular shopping into a rewarding experience.
When you shop at these stores, you earn points based on your purchases, which can later be exchanged for free groceries or cash back to your PayPal account.
Looking to grab some cash while you’re at the grocery store? No problem! It’s easy – just use your debit card at the checkout and enter your PIN.
You can also get a cash withdrawal with low or no fees, which some people like to get while checking out.
9. Convenience Stores
Convenience stores aren’t just about quick snacks and on-the-go essentials; they also get in on rewards!
Here’s the scoop: You can start earning rewards when you visit these stores, whether for a coffee pick-me-up or grabbing some late-night snacks.
You can redeem these rewards for discounts on future purchases or even score freebies like drinks, snacks, or other goodies.
Most stores like 7-Eleven and Circle K offer cash back on debit card purchases, but their limits and fees may vary.
10. Department Stores
Your favorite department stores like Target, Walmart, and Staples also offer rewards programs that turn your shopping into money-making trips.
You earn points or rewards based on credit cards like Discover Credit Card or debit card purchases, which can add up quickly.
You can use these rewards to score fantastic in-store or online deals, making your purchases even more budget-friendly!
At pharmacies like Walgreens, CVS, and Rite-Aid, you can sign up for their rewards programs, making saving money on your purchases easier.
When you do, you earn points back that can be used on future purchases. It’s like getting a little bonus for being a loyal customer.
But wait, there’s more! You don’t even need to purchase to join the program. Stop by the customer service desk, and they’ll help you sign up to earn money.
Make sure to also check the app or store website to get coupons before you get cash back on a debit card transaction- you could get more savings on top of it!
Can I get cash back at the grocery store?
Getting cash back at the grocery store using a debit card is a breeze. Stores like Publix, Safeway, and Winn-Dixie have your back.
They’ll let you withdraw cash right at the checkout when you use your debit card – no fees or minimum purchase required at most places.
Just be sure to chat with your local store to be in the know about their cash-back policies and any cash-back limit they have- like only $100 per transaction.
Then, you can get cash-back rewards for debit card transactions that turn into more savings and more money in your wallet when you shop.
Do I get cash back with my debit card?
Depending on their specific policies, many stores offer the convenience of cash back when you purchase using your debit card.
It’s a handy option for most stores, allowing you to withdraw cash while making everyday purchases.
Some stores may require you to meet a minimum purchase amount before offering cash back.
It’s worth noting that they may charge fees for using a debit card to get cash at certain stores.
To get the full scoop, it’s a good idea to check with the store you’re shopping at to see if they provide the option for cash back on purchases made with debit cards and to understand their specific policies.
Does Walmart offer cash back?
The Walmart Cash program allows you to earn money back on select items you purchase on Walmart.com.
While it does not hand you physical cash, it does something even better – it lets you use the money you earn on your next purchase online.
When you’re checking out in the store using your debit card and need a little cash, simply ask for cash back and get physical dollar bills back.
An extra perk is you can get anywhere from $20 to $100 in the cash-back option, and it comes in neat $20 increments.
There’s a maximum daily limit of $500, so keep that in mind for your shopping sprees.
Can I get cash from the register when checking out, or should I use an ATM?
Some stores let you take out cash when you’re checking out but not at self-checkout, and fees may apply, so ask the cashier first.
When you need cash, one of the most straightforward options to receive cash using your debit card is to head to the ATM at your bank.
Many banks and credit unions participate in a card network that allows you to access these ATMs without paying fees when you use your debit card.
The beauty of using your bank’s ATM is that you can sidestep those pesky out-of-network fees that can sting you for $2 or more per withdrawal.
Some banks offer fee reimbursement programs. If your bank is one of them and you cannot use their ATM, resulting in charge fees at another bank’s machine, don’t fret.
Taking advantage of cash-back programs and stores that offer cash back can be a game-changer for your budget.
With so many stores and cash-back programs available, why not tap into these money-saving opportunities?
Whether you’re topping off your gas tank or loading up on groceries for the week, always look for those cash-back deals.
It’s a simple way to put more money back into your wallet while using your debit card and checking account to its fullest potential.
So sign up with Upside and other free programs to get money buying what you need!