It’s no secret that everyone loves getting cash back and rewards on their purchases. But, it can be hard to know which cash back apps offer the best deals.
With so many different cash back apps and programs out there, it can be tough to figure out which one is the best money-making app for you.
As fans of all things personal finance, we want to help you save more and spend less! And if you’re not using the right rewards apps, you could be leaving free money on the table.
Whether you’re looking for the best cash back apps for groceries or one that offers travel rewards, we’ve got you covered with 23 cashback apps.
Quick Picks For Fast Cash
Looking for a TL;DR for the best cash back apps?
Here is a quick rundown of our tops app picks for making money with everyday spending:
- Most Bonus Cash For Signing Up: RebatesMe
- Easiest Savings App To Use: Capital One Shopping
- Best Investment App With Cash Back: Acorns
- Best Overall Survey App: Swagbucks
- High Paying Survey App: InboxDollars
Cash Back Apps
These are some of the best cash back apps that make saving money fun with this side hustle idea.
Many free apps are available to help you earn money back when shopping in-store with most major retailers!
RebatesMe is one of the best cash-back apps available to users. This app connects users with more than 4,000 stores, and the curators constantly work to find the best deals for shoppers.
Plus, new users can get a $20 sign-up bonus! If you sign up and make more than $10 in rebates your first year- and we have no doubts you will be learning great cash back!
RebatesMe has over 350,000 users and has already given over $30,000,000 in cash-back to their users since they opened in 2013.
And right now, if you sign up and make a purchase of $15 or more (before tax and shipping) at Macy’s, then $15 will become available in your RebatesMe account. Once it’s available, you can redeem cash to your PayPal, debit, or credit card!
These bonuses make RebatesMe an excellent option for readers looking for the best cash back app to use for shopping. Additionally, RebatesMe offers users the chance to save money on their purchases.
If you’re looking for a great way to earn cash-back on your purchases, sign up for RebatesMe! They offer cash-back rewards on over a thousand different retailers. It’s easy to sign up and start earning rewards. Just download this best cash back app and start shopping!
2. Capital One Shopping
Capital One Shopping is another app that tries to help you save money on the products you love. Users can earn Shopping Rewards, up to 5% on qualifying purchases with an easy-to-install coupon app and browser extension.
Besides rewards you can use for gift cards, Capital One Shopping will let you know if coupons are available or a better price for the product at another store.
So you save money and make money back as much as possible!
Another great feature is the Price Protection Plan, where you can receive get a refund when an item you bought goes on sale right after you purchase it.
They can your emails, look for recent sales, and submit your claim for reimbursement. That way, you can get help on getting a refund and not miss out on savings.
Honey is an app for your phone plus a browser extension that automatically hunts for coupon codes, promo codes, and discounts when you shop online. It is available for Chrome, Firefox, Safari, and Opera browsers.
Honey will automatically search for the best coupon codes and discounts available and apply them at checkout. You’ll save money on every purchase, and there’s no need to clip coupons or search for deals.
Honey finds coupons faster than any other site or app because it has access to a database of more than 100,000 codes. You can even use the Honey browser to get cash-back on purchases from retailers like Amazon, Walmart, Target, eBay, and more!
Rakuten is one of the original cash back apps. It was formally known as eBates and is one of the best options for finding deals and earning cash-back on your purchases.
You can search for specific items or browse by category. Plus, the browser plugin automatically locates and applies coupons and cash-back offers when you shop through Rakuten. It can save you a lot of money on your purchases.
Rakuten pays your cash back to you in two ways by Big Fat Check or by PayPal payment. The payments are sent to you every three months on the payment schedule Rakuten has set up.
Ibotta is a rebate app that offers cash-back on everyday purchases, like grocery shopping.
This user-friendly app is available as a website plus on iOS and Android devices, it’s completely free to use, and no credit card is needed!
Ibotta is one of those receipt apps where you simply take a picture of your receipt.
Looking for a way to earn some extra cash with Ibotta? They offer free money with a $5 cash-back offer to sign up, and you can also refer friends and family to the app and earn a referral bonus.
Shopkick is a popular cash-back app available for both Android and iOS devices.
The Shopkick app works by awarding you points (“kicks”) for online shopping, visiting stores, scanning items, and making purchases that can be redeemed for free gift cards or cash.
You can also earn referral kicks for referring your friends. If your friends sign up and earn 10 kicks within 7 days of receiving the code, you will get 250 kicks.
Another way Shopkick allows users to earn is by watching videos. The videos are usually short commercials or product reviews. I’ve found that it’s an effortless way to earn points, and the videos are usually pretty entertaining.
Another app that offers cash back on your purchases is TopCashBack. It’s free to set up an account, and you can earn cash back on your purchases from various retailers.
You can withdraw your cash back from your account once TopCashBack is paid the commission from the retailer.
It’s easy to withdraw cash back from your account. Once the funds are available in your account, you can withdraw them to your bank account, PayPal account, or to a gift card.
8. Fetch Rewards
Just purchase your items and then scan your receipt to earn rewards. You don’t have to pick a store or choose an item before buying it- just scan your receipt and Fetch Rewards app does the leg work.
Fetch Rewards also offers a referral program. If you refer a friend who downloads the app and earns 10 points within 7 days of signing up, you will earn 100 points.
Checkout51 is a free app where you can find cash back offers in your area. Just select the offer you want, purchase the product, and upload your receipt to earn cash back that is then added to your Checkout51 account.
You can find deals on products at various major grocery stores and pharmacies. The app also offers cash-back on gasoline purchases and a prescription savings card.
In addition, there are several cash-back offers for online orders. Check the Extras tab for even more savings. Under the “Online” tab, you can get a percentage of Featured Offers orders made online back.
10. Acorns Earn
Now I know what you are thinking! Acorns?
Don’t we usually talk about earning a passive income with this micro-investing app? You got that right, but Acorns is a surprising app with so much to offer
Acorns Earn is a part of the Acorns investment app that lets you earn money when you shop or look for work. When you make more money, you can save and invest more; therefore, Acorns Earn increases your profits.
They have partnered with retailers and brands to give you cash back when you shop using the Acorns Earn extension on your computer, or the Acorns Earn tab on the Acorns app on your smartphone.
Acorns will deposit the cash you earn from shopping into your investment account instead of sending you a check or depositing money to your PayPal.
Dosh is a rebate app only available in the U.S. and is excellent for those who want to get cash back on their purchases without doing any extra work.
When you shop at one of their affiliated merchants using a linked credit or debit card, you can automatically earn cash. Dosh will pay you back up to 10% of your purchase.
All you have to do is sign up and then shop as usual. You don’t have to select any offers or scan receipts.
You must have $25 in your Dosh account to cash out your balance. This funding limit is higher than that of other apps. You can get your money via Venmo, PayPal, or direct deposit once you reach that threshold.
GetUpside is a free app that gives you real cash back on gas, groceries, and restaurants. You can earn cash back without having to deal with any points or rewards systems – just cash back deposited into your bank account, PayPal account, or gift card.
The app has over 40,000 big brands and local favorites available for cash back, so you’re sure to find something you love. Plus, there’s no need to clip coupons or search for deals – GetUpside does all the work for you.
Receipt Hog is another excellent option. You can earn cash back on your purchases from a variety of retailers.
You can withdraw your cash-back from your account once Receipt Hog has paid the commission from the retailer.
It’s easy to withdraw cash-back from your account. Once you have reached the minimum withdrawal amount (which varies depending on your country), you can request a PayPal payment, a bank transfer, or an Amazon gift card.
The Drop app premise is simple: link up your credit or debit cards and earn rewards points for every dollar you spend money at one of Drop’s partner merchants. Your points can be redeemed for gift cards, statement credits, or donations to charity.
One of the best things about Drop is that you can earn Drop points even when you’re not doing everyday spending or regular shopping. The app pays out 5 points per $1 spent on dining out, for example, so you can rack up rewards just by eating at your favorite restaurants.
RetailMeNot is one of the best cash-back apps available. It allows users to receive cash-back on their purchases from various stores.
It offers users a percentage of their purchase price back in the form of cash back.
The app has a huge database of retail partners, so there’s a good chance that your favorite store will be included, so you can earn cash-back on your online purchases no matter where you are.
RetailMeNot is not as flexible with its payouts as the other cash back apps are. The cash back you earn is not available for 45 days after the purchase. Once RetailMeNot approves the cash back, they can be redeemed with Venmo or PayPal.
If you use the Uber app to get rides to certain bars and restaurants, as well as to and from work or school, use Freebird- you’ll receive money back on your trip.
Simply connect the card you use on the app with the Freebird. Then using the Freebird app, reserve a ride and get money back as a bonus.
To cash out on Freebird, you’ll need to have a verified U.S. debit card. Once you’ve earned 5,000 points, you can trade them in for a $10 cash payment.
Coupons.com is a free couponing website and app available in the Apple Store and Google Play Store. It offers additional ways to save on groceries and everyday essentials by linking your store loyalty card and redeeming digital coupons.
Look for offers you want and select offer; purchase product in the offer. If the store you are shopping with has a loyalty card, apply the coupon when you check out.
If the store does not have a loyalty card, take a photo of the receipt when you get home and scan the bar code if asked. Once Coupons.com verifies the purchase, they will deposit cash on your PayPal account.
Upromise is a unique cash back site in that it has a mission to help users pay for college. It partners with various stores, restaurants, and other merchants to bring you rebates on your shopping.
You can contribute your money to a college fund or a 529 plan, pay down your student loans, or put it toward your child’s education if you have enough in your Upromise account. You may also choose to cash in your funds as a check and deposit them into your bank account.
Upromise’s unique selling point is that it provides more than cash back. You may use your rewards to pay for college-related expenses as well.
CoinOut is a newer cash-back app that was featured on Shark Tank. It is free to download on iOS and Android devices.
All you have to do is shop, scan your receipt, and upload it to the CoinOut app. The CoinOut app will tell you how much cash-back you earn on that receipt. The amount will be added to your CoinOut balance.
There are three ways to get your cash out of your account: direct deposit, PayPal cash, and Amazon gift cards. There is no minimum requirement to cash out via direct deposit or Amazon gift cards. However, you must have at least $10 to cash out via PayPal.
Survey Apps With Cash Back
Want ways to get cash back that aren’t just from shopping at brick-and-mortar stores?
Using the best survey sites can be a great way to make some extra money.
Several survey apps offer cash back for completing surveys. They can be done in your spare time, and you don’t have to pay anything to join them.
The best part about surveys is that they come from all sorts of different companies, so there’s always something new for you to do!
Swagbucks is one of the most popular cash-back apps. It is a great way to earn some extra cash, and if you use our referral code, you’ll get an extra $5 for free!
You can earn points (known as Swagbucks or SBs) for doing everyday online tasks, like taking surveys, shopping online, watching videos, playing games, buying gift cards, and using their search engine to browse the web.
Once you have earned $3 in SBs (300 points), you can cash out to PayPal or gift cards. You can choose from a range of different retailers, including Amazon, Walmart, and Target.
If you’re not a member already, become one today! New users get a $5 sign-up bonus, and if you refer friends and family, you can also earn extra points towards free cash and gift cards.
InboxDollars is an online rewards club where members earn cash for the everyday things they do online. It’s free to join! But that’s not all! Every day, InboxDollars awards new members a $5 sign-up bonus.
There are many ways to earn points with this rewards app, including reading emails, taking surveys, doing a daily to-do list, cash offers, scratch and win, watching videos, and redeeming coupons. You can also earn rewards by referring friends and family members.
To cash out with InboxDollars, you must first reach the minimum payout of $15. You can choose to receive your payment via PayPal, an eGiftCard, or a prepaid Visa.
22. Survey Junkie
If you’re looking for an excellent survey company to join, Survey Junkie is one of the most popular survey companies around. They have an extensive database of surveys, payout quickly, and have a great rewards program.
It’s a free account where you can start making money now. You can redeem your points for cash, gift cards, or other prizes.
Want to learn more about Survey Junkie? Check out our Survey Junkie Review!
Another excellent cash-back app to earn cash rewards for things you’re already doing is MyPoints. You may also earn bonus points by referring friends to the program.
You can earn points for taking surveys, watching videos, and shopping online.
Points can be redeemed for various rewards, including gift cards, cash, and travel miles. The minimum redemption amount is $10.
How To Maximize Your Cash Back Rewards
Now that you know all about the best cash-back apps available, it’s time to start maximizing your rewards with this side hustle.
Here are a few tips:
- Make sure you’re signed up for all of the apps you want to use to start earning money from cash back and rewards.
- Be sure to confirm emails. You don’t want to miss out on free money!
- Stack your cash rewards with multiple apps to earn more money on your everyday shopping.
- Use a rewards credit card on your everyday purchases to earn credit card rewards on top of your gift cards.
- Shop at participating stores to make eligible purchases.
- Be patient. You won’t make money fast from rewards apps for spending money.
Many different cash back apps are available to people who want to make the most of their shopping and get more out of their spending habits.
By using various apps, you can maximize your rewards and get cash back for the things you were going to buy anyway!
To maximize your cash back rewards, make sure you’re signed up for all the apps you want to use and make eligible purchases.
Taking surveys is a great way to make extra money online to help tide you over each month.
The main thing is to be patient. It can take a while for some of these companies to send out their rewards, but if you stick with it, in time, they will come!
So what are you waiting for? Start downloading these cash back apps today and start earning!